No W-2 required. Multiple qualification paths including bank statements, 1099-only, and P&L. 28+ years helping business owners and freelancers get approved when traditional lenders say no.
Traditional lenders rely on W-2s. But your tax write-offs don't reflect what you actually earn. We use alternative income documentation designed for how your business actually works.
Qualify using 12–24 months of personal or business bank statements. We analyze deposits and expense ratios to verify your true income — no tax returns required.
Qualify on 1099 income without submitting full tax returns. Ideal for freelancers, contractors, and gig workers earning from multiple income sources.
Use a CPA-prepared profit & loss statement to demonstrate business income. Great for established business owners with consistent revenue and clean accounting.
Alex has helped hundreds of self-employed clients get approved when big banks said no. Get a free strategy call — we'll identify the best qualification path for your situation.
Tell Alex about your situation. No obligation, no hard sell — just expert guidance from a licensed professional.