Click any program below to learn more, see eligibility requirements, and get pre-approved. Not sure which fits? Contact Alex for a free consultation.
The most popular loan option. Down payments from 3%, no upfront MIP, and PMI that falls off at 20% equity. Ideal for buyers with good credit and stable income.
Learn more →Government-backed mortgages with 3.5% down and flexible credit requirements. Perfect for first-time buyers or those rebuilding credit history.
Learn more →Exclusively for veterans, active duty, and surviving spouses. Zero down payment, no PMI, and competitive rates — a benefit you've earned.
Learn more →Financing above conforming loan limits for luxury properties. Competitive rates for well-qualified borrowers purchasing premium real estate.
Learn more →Qualify without W-2s using bank statements, 1099s, or P&L statements. Designed for business owners whose tax returns don't reflect true income.
Learn more →Tax returns don't reflect your true income? Qualify using 12 months of bank statements or a Profit & Loss statement. No tax returns required for eligible borrowers.
Learn more →For real estate investors. Qualify based on the property's rental income — not personal income. No W-2, no tax returns, no personal income verification required.
Learn more →Every borrower's situation is different. Share your details and Alex will personally review your profile and recommend the program that gives you the best chance of approval at the best terms.
Fill out the form below or call Alex directly. Same-day response, no obligation, and no hard credit pull until you're ready to move forward.
Tell Alex what you're looking for. He'll identify the best program and guide you through next steps.
🔒 Secure & Confidential · NMLS #335813 · CA DRE #01192601 · Equal Housing Lender